Wednesday, September 3, 2014

Fake Currency Notes: What to do???

Nothing. Just go to the bank and deposit it, it will give you genuine notes!

Recently one of my colleagues deposited Rs. 5 lakhs cash in the bank account and 4 notes of 500 denomination were found counterfeit. The bank called the police, the police took the possession of the fake notes, and then demanded Rs. 5,000 extra, otherwise the person was to be registered with a police case of possessing fake currency notes.

After a call from a member of parliament, the police inspector's demands were reduced to Rs. 2000. "Paise toh main le ke jaaunga",  he declared!. Only after a call then from an SSP that the matter was resolved, but the fake currency notes were torn in anger by my colleague by then, which were returned to him by the police.

Well, now read the news below, now no police case, the bank will give you genuine notes in exchange of the counterfeit currency.

Neither the bank, nor the police, nor my colleague had any idea of this. I just wished that my colleague had had internet in the phone at that time!! phew!

Times of India:

The Reserve Bank of India (RBI) on Friday directed banks to accept all fake notes over the counter from customers and pay them back the full amount.

Wednesday, March 26, 2014

Abraham Lincoln’s letter to his son’s Teacher

Dear Teacher, will you please take him by his hand and teach him things he will have to know, teaching him - but gently, if you can.

Teach him that for every enemy, there is a friend. 

He will have to know that all men are not just, that all men are not true.

But teach him also that for every scoundrel there is a hero, that for every crooked politician, there is a dedicated leader. 

Teach him if you can that 10 cents earned is of far more value than a dollar found.

In school, teach him, it is far more honorable to fail than to cheat. 


(Click 'Read more' below to continue reading)

Amazing, How Google Hires Its Employees!

Was reading this news in Times of India...A top guy from Google on how they hire, what are the qualities they seek in their prospective employees... and was surprised to know what they said...   "GPAs are worthless as a criteria for hiring, and test scores are worthless. ... We found that they don't predict anything"


Am giving some of the excerpts of this interview here. Read the whole of it on the ToI website!

This interview opened my mind on several fronts... it brought a change in me, gave me several new points to think about and incorporate in my life. Gem it is!


-Gaurav.


Excerpts:


1. "GPAs are worthless as a criteria for hiring, and test scores are worthless. ... We found that they don't predict anything."


2. "proportion of people without any college education at Google has increased over time" — now as high as 14% on some teams. At a time when many people are asking, "How's my kid gonna get a job?" I thought it would be useful to visit Google and hear how Bock would answer.


3. For every job, though, the No. 1 thing we look for is general cognitive ability, and it's not IQ. It's learning ability.


(Click 'Read more' below to continue reading)

Sunday, February 9, 2014

This Is Your Life























--------------------------------

Perhaps traveling is something missing in my life....

Sunday, August 18, 2013

Goals: The Secret to Making Your Dreams Come True

In 1963, some behavioural scientists performed an experiment with the graduating class of Harward Business School. They asked the students if they had written down goals for themselves. Their goals for life. For the future. On paper.

A mere 3 per cent of the class had actually written down goals. Yes. Just 3 per cent.

Well, twenty-five years later, the scientists again got in touch with the class of '63. To find out how they had done in their careers. And in their lives.

And guess what?

They found that the net worth of the 3 per cent of the class that had written goals was MORE than the net worth of the rest of the batch. Not just that; the 3 per cent written-down-goalwallahs seemed to be happier, doing what they wanted and leading far more fulfilling lives. 

Incredible. But, I believe, it's true. And it could be true for all of us.

What are your goals? What do you want to achieve? What do you want to be, have, do? In life. At work. In relationships. Whatever it be, write it down. Now. Just write it down. Not later, not tomorrow- now!

And commit yourself to action. Commit yourself to doing what it takes to achieve your goals. Take action. Make sure that everything you do is taking you closer to your goals. 

And finally, take a step today. However small it may be, but take the first step today. If you want to lose weight, walk the 45-minute walk- today! If you want to be the best salesperson, make that extra sales call- today!

You'll see the difference. as the Nike guys would say, just do it.

It takes just three steps.

Step one: Write down your goals.

Step two: Make a commitment to action, to doing what it takes.

Step three: Take the first step. Today!

Come on, make a beginning. You owe it to yourself. And you have nothing to lose.


-----------------------------------------------------------

Reproduced without permission, from the book 'The Habit of Winning' by Prakash Iyer, an IIM Ahmedabad alumnus. I purchased this book sometime back from a book-shop on a bus stand. I would seriously recommend you to buy a copy of this book, it's just awesome, and it can be purchased from the link here.

-Gaurav.

Tuesday, August 6, 2013

What to do if ATM transaction fails?

In October 2009, Phadke withdrew Rs 1,000 from an ATM. After the transaction failed, he withdrew the money again. This time, it was successful. However, his account showed two debit transactions. Though he lodged two complaints with the bank by January 2010, he didn't receive any response.

Phadke chanced upon a Reserve Bank of India (RBI) circular that said that in case of a failed ATM transaction, the bank should refund the money by 12 days or pay a penalty of Rs 100 a day from the day of receiving the complaint. This penalty should be paid directly to the customer's account, without the customer asking for it, the circular said. When Phadke showed this circular to the branch manager, he immediately got Rs 1,000 against the failed transaction. Subsequently, he filed an RTI application with the details of the RBI circular, following which the bank paid him Rs 6,500, the penalty for the delayed payment for the failed transaction.

Using RTI, Phadke secured similar information from three banks that hadn't paid compensation to customers. He says the amount runs into crores of rupees.

http://www.business-standard.com/article/pf/resolve-your-problems-with-the-right-rti-application-113080500050_1.html

Friday, August 2, 2013

This post I have taken from Facebook. It is very good to know the info given in it.

-Gaurav.


--------------------------------------------------------------------------------------

We had been to several restaurants recently. I observed that "service
tax" was being misused in the way it was being charged to customers.

Let me give an example.
- - - - - - - - - - - - - - - - - - -

Food and Beverage = Rs. 1000.00

Service Charges @ 10% = Rs. 100.00

Service Tax @ 4.94% = Rs. 54.34 (on F&B + Service Charges)

VAT @14.5% = Rs. 145.00

Total = Rs. 1299.34


As per the definition - "Service Tax can be charged ONLY for the

services provided to the customer".


Now, see what is happening here in the above example.


Service Tax should be charged only on the Service Charge amount i.e
Rs.100 ONLY, and NOT on the entire amount (1000+100).

In this example, the customer should be charged only Rs 4.94, whereas
he has been charged Rs. 49.00 extra.

I now have 3 to 4 restaurant bills, but for which I have paid only the
service tax on the service charge and NOT on the total amount.

Solitude, and Inner Voice


Sunday, June 23, 2013

Kailash Kher, About Meerut

आप मेरठ से हैं। वहां के मशहूर नौचंदी मेले में गाने का मौक़ा मिला है?

दो बार बुलावा आया, लेकिन अस्पष्टता के कारण बात बन नहीं पाई।.....   नौचंदी मेले का बड़ा नाम है, और मेरा जन्म भी मेरठ का है, तो दिल से चाहता हूं कि मैं वहां जाकर गाऊं।


प्रेरणास्रोत कौन है?

मेरे मां-पिताजी जिन्होंने साधारण होते हुए भी असाधारण जीवन जिया है। मेरे पिता ऐसे गांव में जन्मे, जहां हर दूसरा इंसान गुस्से में होता है, किसी-न-किसी कुंठा में रहता है, और हर तीसरा आदमी अपराधी है। लेकिन पिताजी की ऊर्जा अलग थी। उन्हें बहुत सम्मान मिलता था।



Link

Tuesday, June 18, 2013

Two magical stories from Rural India

Two magical stories from Rural India. Both are from Maharashtra, the karmabhumi of Anna Hazare.


-Gaurav.

---------

1. A village with 60 millionaires! 

Once impoverished and drought-prone, Hiware Bazar in Maharashtra is a shining example of how a visionary leader can use good governance to make degraded areas resource-rich and transform the future of its people through empowerment and inspiration.

Such success stories abound in this village that has 235 families and a population of about 1,250. In 1995, the monthly per capita income was around Rs. 830. Now, it has crossed Rs. 30,000.

In the mid-1990’s, milk production was just about 150 litres a day. It has touched over 4,000 litres a day today.



2. How a single man can create a revolution

Lokhande reckoned early on that village youth placed a premium on computer literacy and the acquisition of general knowledge. Accordingly, he asked individuals and companies to donate their old computers which he then installed in village schools. Close to 70,000 schools have benefited from this project so far.

He also started rural libraries with contributions from well-wishers — whom he calls 'non-resident villagers'. The books cover a range of subjects — from folk tales to science, from history to how-to-do-it manuals, from biographies to the wonders of the world. Within less than two years he has opened well over a thousand rural libraries.


http://blogs.timesofindia.indiatimes.com/talking-terms/entry/beyond-the-breaking-news

Exemplar initiative in RTI by AMU



An excellent initiative by A.M.U. M.B.A. program. Hats off to Dr. Javed Akhtar and the team.

In March 2013 also there was a very big seminar on the use of RTI in AMU. I was there at Aligarh that time but could not attend it that day, unfortunately.

Saturday, March 2, 2013

Rumi, one of the greatest poets

This is how it always is when I finish a poem. 
A great silence comes over me,
and I wonder why I ever thought 
to use language !

@[64655903184:274:Rumi]

This is how it always is when I finish a poem. 
A great silence comes over me,
and I wonder why I ever thought 
to use language !

Rumi
------------------


I once had a thousand desires,

But in my one desire to know you
all else melted away.

Rumi


Photo: I once had a thousand desires,
But in my one desire to know you
all else melted away.

Rumi


----------------





Instead of resisting to changes, surrender. Let life be with you, not against you. If you think “My life will be upside down” don’t worry. How do you know down is not better than upside?

~ Shams Tabrizi



Photo: Instead of resisting to changes, surrender. Let life be with you, not against you. If you think “My life will be upside down” don’t worry. How do you know down is not better than upside?

~ Shams Tabrizi




http://www.facebook.com/mevlana?ref=stream

Tuesday, February 19, 2013

Bicycles, and Rural Poverty

I am happy that some of my work done around 2008 on potential of bicycles in India to alleviate rural poverty now fetches about 1500 results on google, and has been quoted by many wikipedia pages concerning poverty alleviation and bicycles.

Visit www.bicyclepotential.org for that, and here's a link to my previous blog for that.

The next step should be to convince the micro-finance institutions in India and Bangladesh to adopt bicycles also as their main tool in alleviating poverty.

God, when would you give me time to do so? Are you so insensitive...  :-)  ?

Wednesday, January 23, 2013

Rahul Gandhi after being made Vice-President of Congress


"Last night everyone congratulated me.  Many of you came and hugged me and congratulated me.  Everybody congratulated me.  But last night my mother came to my room and she sat with me and she cried.  Why did she cry?  She cried because she understands that the power so many seek is actually a poison.  She can see it because of what it does to the people around her and the people they love.  But most importantly she can see it because she is not attached to it.  The only antidote to this 
poison is for all of us to see it for what it really is and not become attached to it.  We should not chase power for the attributes of power.  We should only use it to empower the voiceless"


"Direct cash transfer is going to allow us to respond to these dreams with an empowering delivering system.  My father used to speak about 15 paisa to the rupee reaching the people and we today are preparing the system that is going to  answer that question.  We are going to answer that question. And 99% of our people’s money can go to them. It is a revolution  that no other country has done.  And we are preparing that revolution."


-Having been a deadly fan of Rahul Gandhi for a long time and then being completely disillusioned with him after the U.P. debacle, 2G and the lokpal, it was good to read his speech recently.

Sunday, December 23, 2012

Death Penalty for Rape: Should it be there??

सन 2000 के आसपास भी इस तरह के अपराध के लिए म्रत्युदंड की सजा की मांग उठी थी, और लाल कृष्ण आडवाणी, उस समय के गृह मंत्री और  उपप्रधानमंत्री, ने इस की पुरजोर वकालत की थी। आज देश गृह मंत्री से कह रहा है, उस समय गृह मंत्री देश में घूम घूम के पूरे देश से कह रहा था। मैं भी इसका बड़ा समर्थक था, और उन दिनों रोज़ अखबार में इस खबर पर आगे की प्रगति ढूँढता था। मुझे बड़ी निराशा हुई थी जब स्वयं महिलाओं के संगठन, National Commission for Women (NCW), ने इसे सिरे से नकार दिया था।

उनका कहना ये था की अभी तो पीड़ित को जिंदा छोड़ दिया जाता है, पर अगर मौत की सज़ा पक्की हो गयी तो कोई भी अपराधी पीडिता को जिंदा ही नहीं छोड़ेगा, simple! जब वो ये सब कर सकता है, तो अपनी जान बचाने के लिए पीडिता की जान भी ले लेगा।

मैं निराश हुआ, मुझे उन दिनों बहुत तेज़ गुस्सा आया, पर बाद में मुझे उनकी बात ठीक ही लगी।

मुझे आश्चर्य होता है कि यह सब किसी राजनेता ने quote  नहीं किया है, इस विषय पर एक समय पर बहुत मंथन हुआ है। Media वालो की तो बात ही क्या करें!

 इस तरह के cases के लिए सजा को बढ़ा कर पांच  गुना, कम से कम 25 साल कर देना चाहिए। इस समय ये 7 साल है। अलग से courts  होने चाहिए, जहा victim की privacy पूरी तरह ensure  की जा सके, speedy trial होना चाहिए, जहाँ 3-6 महीने के अन्दर ही केस का निपटारा हो, महिला पुलिसकर्मी और महिला जज ही हो, एक 24x 7 नेशनल हेल्पलाइन नंबर होना चाहिए जिस पर दर्ज कॉल पर कार्यवाही को  एक NGO monitor करे, (much like the anti-ragging helpline), F.I.R दर्ज करने महिला पुलिस पीड़ित के घर जाए, (जिस के साथ यह सब हो गया वो अब पुलिस के चक्कर और काटे!), और समूह-अपराध गैर ज़मानती हो जाये जिस पर और भी कड़ी सज़ा हो, और सरकार समय समय पर संचार माध्यमो में सन्देश प्रसारित करवाए (उपभोक्ता अदालतों और high way पर सुरक्षा के सन्देश तो ज़रूरी हैं, इसके नहीं! वाह!


बहरहाल, NCW की बात मुझे ठीक ही लगी थी।



Reference links:
NCW rejects death sentence in rape cases: April 3, 2000

Advani favours death sentence for rapists









Sunday, December 9, 2012

90 per cent Indians are idiots, can be easily fooled: Markandey Katju


New Delhi: Ninety per cent of Indians are "idiots" who can easily be misled by mischievous elements in the name of religion, Press Council of India (PCI) chairperson Justice Markandey Katju claimed on Saturday. "I say ninety per cent of Indians are idiots. You people don't have brains in your heads....It is so easy to take you for a ride," he said at a seminar in New Delhi.
He said that a communal riot could be incited in Delhi for as meagre an amount as Rs 2,000. He said that all somebody has to do is make a mischievous gesture of disrespect to a place of worship and people start fighting each other. "You mad people will start fighting amongst yourself not realising that some agent provocateur is behind this," he said.
Katju said that before 1857 there was no communalism in the country but the situation was different now. "Today 80 per cent Hindus are communal and 80 per cent Muslims are communal. This is the harsh truth, bitter truth that I am telling you. How is it that in 150 years you have gone backwards instead of moving forward because the English kept injecting poison," Katju said.

90 per cent Indians are idiots, can be easily fooled: Markandey Katju



"The policy that emanated from London after the mutiny in 1857 that there is only one way to control this country that is to make Hindus and Muslims fight each other," he said. He said that then there was a propaganda that Hindi was the language of Hindus and Urdu of Muslims. "Our ancestors also studied Urdu, but it is so easy to fool you. You are idiots so how difficult is it to make an idiot of you," Katju said.
Katju said that he was saying these harsh things to make Indians, whom he loved, to understand the whole game and not remain fools.



Sunday, November 25, 2012

Found this post very useful!!





http://timesofindia.indiatimes.com/tech/itslideshow/17349273.cms


6 simple tips to fix your damaged smartphone



...more often than not, the condition of your favourite gadget may actually not be as bad as it seems and you can fix the problem yourself by following some simple steps. Here are some tips.

Friday, November 16, 2012

The Energy Drink, The Man, and His Untiring Energy!

A person can do anything he/she wants! Just look at the ups and downs of this man, and how high he rose after being decimated to a construction laborer and a taxi driver!

-Gaurav.



NRI’s energy drink under lens for 13 deaths in US



WASHINGTON: A high-caffeine energy drink which has propelled an Indian-American businessman to the billionaire's club — and arguably to the top of the wealthiest NRIs in America list — is under scrutiny after being cited in 13 deaths over the last four years.

 Lucknow-born Manoj Bhargava, whose "5-hour Energy" drink has a cult following in the US, is at the centre of Federal Drug Administration (FDA) filings examining links between energy drinks and serious fatalities such as convulsions and heart attacks.

A Forbes magazine article earlier this year said that Bhargava may be the wealthiest Indian in America, and some estimate put his net worth at $4 billion.

Bhargava moved to the US with his parents as a teen and grew up in Pottstown, Pennsylvania, as his father pursued a post-graduate degree at Wharton. A math whiz, Bhargava Jr enrolled at Princeton but dropped out in his freshman year, returning to India in search of a spiritual education and living as a monk and mendicant in ashrams across India. He took on a variety of jobs, working as a construction labourer, cleaning contractor, accounting clerk, taxi driver, printing press operator and business manager, before starting a plastics raw material company in 1990 called Prime Conduit which he grew to $20 million in sales and then sold it to a private equity firm.

Early last decade, Bhargava founded the consumer products company Living Essentials, and in 2004, introduced 5-hour Energy, a caffeinated and vitaminized energy booster that he developed. Sold in two-ounce shots in stores across US, the drink became a monster hit, racking up a billion dollars in sales within seven years.

At a personal level though, Bhargava has earned a reputation as a philanthropist, signing up with Bill Gates-led Giving Pledge by billionaires to donate 50% of their wealth. A minimalist who does not believe in excessive personal consumption, he plans to offload as much as $1 billion in charity in India over the next decade through a non-profit foundation he has established.

For now though, his energies are being consumed by the FDA scrutiny of the product that brought him the billions.


Thursday, May 24, 2012

Will Power

"I told my players there was someone called Albert, Albert Einstein, who said that there is a force more powerful than steam, electricity and atomic energy: Will Power."

-Jose Mourinho, worlds most respected football coach, who has transformed some of the weakest teams into unexpected achievers.


Tuesday, March 13, 2012

Rahul Dravid

Rahul dravid, the perfectionist. His wife, on him:



"Before he went on tour, I would pack all his other bags, but his cricket kit was sacred - I did not touch it; only he handled it. I know if I packed only two sets of informal clothes, he would rotate them through an entire tour if he had to and not think about it. He has used one type of moisturising cream for 20 years because his skin gets dry. Nothing else."


"He doesn't care for gadgets, and barely registers brands of watches, cologne or cars. But if the weight of his bat was off by a gram, he would notice it in an instant and get the problem fixed," 


Rahul's humility off and on field is well known and Vijeeta did write about that trait of his personality. 


"People always ask me the reason for Rahul being a "normal" person, despite the fame and the celebrity circus. I think it all began with his middle-class upbringing, of being taught to believe in fundamental values like humility and perspective. He has also had some very old, solid friendships that have kept him rooted." 


Vijeeta also wrote that Rahul had this "fantastic ability to switch off" after the game. 


"His batting may bother him, he will be itching to go back and try again, but he can compartmentalise his life very well. He won't order room service or brood indoors, he would rather go out, find something to do - go to a movie or watch a musical, which he loves. He will walk out to the sea to wind down or go to bookstores, or find something else to do." 




----------------

Here's another post i blogged in 2007 on Dravid